We all know that IQ plays is a big part in getting you into university, and EQ in managing your emotions and avoiding escalating conflict in your separation, but did you know that FHQ, or Financial Health Quotient, is just as essential in developing a Divorce Financial Plan for your post-separation quality of life? It is not a Soft Landing if you can’t even pay your debts or go gracefully into retirement.
A person’s FHQ is gauged by how well they handle their financial resources. Have they achieved financial awareness, credit acumen and budget intelligence? Smart money people make wise financial decisions in separation and divorce.
The great thing about FHQ is, unlike IQ which depends a lot on your parents’ DNAs, financial intelligence can be learned and great when a Divorce Financial Plan is put in place. It’s not rocket science.
It works like this:
You answer 15 multiple choice questions online.
From your answers I provided you:
Written feedback for each question
A prioritized task list to get you started in your preparation to negotiate a settlement
Links to further information on each topic
I am offering this valuable service online for FREE. I invite you to check it out and take the online DFRI assessment. I will keep an eye out for your completed assessment.
So fundamental to a successful settlement are these 15 areas, that it is vital you educate and prepare yourself in these areas before any negotiations are started.
I believe this so strongly. I have created this Divorce Financial Readiness Indicator self-assessment interview and feedback process, that my clients are finding fantastic.
A crafter of Soft Landings. As a Divorce Financial Planner (Certified Divorce Financial Analyst). My clients expect more than basic, common or usual divorce settlement. Achieving the best divorce settlement is not some off the shelf divorce financial solutions. As a divorce financial strategist, I craft the optimal division of assets or equalization, address child and spousal support and plan for the feature. An equitable financial settlement in separation and divorce is the result of informed decision making and smart divorce financial planning.